WHAT DOES FIRST NATIONAL BANK IN CARLYLE DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
checking account information
credit card or other debt
account balances and payment history
mortgage rates and payments
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank in Carlyle chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does First National Bank in Carlyle Share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness
We don't share
For nonaffiliates to market to you
We don't share
Call (618) 594-2491 or go to 1nbcarlyle.com
What we do
How does First National Bank in Carlyle protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank in Carlyle collect my personal information?
We collect your personal information, for example, when you
open an account or apply for a loan
pay your bills
make deposits or withdrawals from your account
use your credit or debit card
use our Mobile Banking Apps
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank in Carlyle has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank in Carlyle does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.