Privacy Policy


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

      • Social Security number
      • checking account information
      • credit card or other debt
      • account balances and payment history
      • mortgage rates and payments
Collected Information

This Privacy Policy section pertains specifically to the Bank's mobile applications.

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1NB Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes 1NB Bank Share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesNoWe don't share
For our affiliates’ everyday business purposes – information about your creditworthinessNo We don't share
For nonaffiliates to market to youNoWe don't share
Questions?Call (618) 594-2491 or go to
What we do
How does 1NB Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 1NB Bank collect my personal information?We collect your personal information, for example, when you
      • open an account or apply for a loan
      • pay your bills
      • make deposits or withdrawals from your account
      • use your credit or debit card
      • use our Mobile Banking Apps
Why can’t I limit all sharing?Federal law gives you the right to limit only
      • sharing for affiliates’ everyday business purposes – information about your creditworthiness
      • affiliates from using your information to market to you
      • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
      • 1NB Bank has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
      • 1NB Bank does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
      • Our Joint Marketing partners include
        • Commonwealth Financial Network
Member FDIC & Equal Housing Lender | The First National Bank of Carlyle